ABSLI Secure Plus Plan — Complete guide, examples & who it suits
If you want a predictable, contractually guaranteed income for a fixed period after you finish paying premiums — and you like the idea of loyalty additions and an option to convert future income into a lump sum — ABSLI Secure Plus is a product to study closely. This post breaks the plan down simply, explains […]
Bajaj Life Assured Wealth Goal: A simple guide to what it gives you and whether it fits your goals
Bajaj Life Assured Wealth Goal is a non-linked, non-participating life-savings plan that offers six different variants — from lifelong income to lump-sum wealth creation — and several delivery options (income instalments, return-of-premium, maturity benefit). The variant you pick determines what you (or your family) receive on survival, maturity or death. Read on for plain-English explanations, […]
ICICI Pru Assured Savings Insurance Plan — A Complete Guide
If you want a transparent, guaranteed savings plan that converts disciplined premiums into a fixed maturity cheque (plus guaranteed additions) while keeping life cover, ICICI Pru Assured Savings Insurance Plan is built exactly for that. It’s not market-linked — you trade upside for certainty. Who this guide is for This post is written for people […]
SBI Life Smart Platina Plus — A Guide to Guaranteed Income, Illustrations & Rider Details
Thinking about a life insurance plan that pays you a regular, guaranteed income later in life? SBI Life’s Smart Platina Plus is a savings + protection plan that promises a steady stream of payouts during a chosen payout period, plus a maturity refund equal to 110% of total premiums paid. This post breaks the plan […]
HDFC Life Click 2 Achieve: A Complete Guide to Smart Student & Dream Achiever
Quick take HDFC Life Click 2 Achieve is a non-linked, non-participating savings plan that offers two main flavours — Smart Student (education-focused guaranteed income) and Dream Achiever (flexible lump sum + income). It’s built for people who want predictable payouts and optional riders (critical illness, wellness, waiver) for extra protection. Who should read this post? […]
PNB MetLife Guaranteed Future Plan: Complete Guide
Quick take PNB MetLife Guaranteed Future Plan is a guaranteed, non-linked, non-participating savings + life-insurance plan by PNB MetLife with four benefit options: Endowment (lump sum), Income (regular payouts), Income + Lumpsum (income + maturity lumpsum), Income + Boosters (income + periodic boosters). Who it’s for: People who want certainty — a predictable maturity lump […]
HDFC Life Guaranteed Income Insurance Plan — Full Review, Real Example & How to Decide
If you want money that’s predictable — not “maybe” returns from the market — HDFC Life’s Guaranteed Income Insurance Plan is built for certainty. It offers guaranteed regular income (expressed as a percentage of your chosen sum assured), a guaranteed maturity lump sum and a guaranteed death benefit while income is being paid. The brochure […]
ABSLI Nishchit Aayush Plan — Full Review, Real Examples & Who Should Buy It
Quick take ABSLI Nishchit Aayush Plan is a non-linked, non-participating savings + life-cover insurance plan that offers guaranteed regular income (from year 1–6 depending on your choice) plus a guaranteed lump-sum at maturity — with several income variants and real case studies in the brochure so you can match a variant to a goal. If […]
Axis Max Life SWAG (Smart Wealth Advantage Guarantee) — Full Review, Examples & Who It’s For
Quick take — what SWAG is: Axis Max Life SWAG (Smart Wealth Advantage Guarantee) is a non-linked, non-participating life insurance savings plan that combines a guaranteed maturity or regular guaranteed income with life cover — but it’s not one product; it’s five variants you pick based on whether you want lump sums or steady payouts. […]
SBI Life Smart Platina Supreme — Honest review & plain-English guide
If you’re hunting a product that pays a guaranteed income after maturity — like a pension that’s been packaged into a life policy — SBI Life’s Smart Platina Supreme is one of the mainstream options. This walkthrough decodes how the plan actually works (not the marketing), explains the insurer’s sample scenarios, flags the important fine […]
SBI Life Smart Platina Young Achiever Review: Should You Choose This Guaranteed Child Savings Plan?
Parenting comes with surprises — school fees, coaching classes, smartphones, sudden hobbies that cost more than your old car — and someday, college fees.If you’re looking at insurance savings plans because you want certainty, not surprises, then SBI Life’s Smart Platina Young Achiever is one of the options worth decoding. This article is a simple, […]
Tata AIA Fortune Guarantee Plus Review: Your Guide to a Secure Future
Life has a way of changing, doesn’t it? Our career goals shift, families grow, and suddenly, what we needed yesterday isn’t quite what we need today. With all these changes, one thing remains constant: we want to feel secure. We want to know our loved ones are taken care of, no matter what, and that […]
ABSLI Guaranteed Milestone Plan Review: A Friendly Guide
Introduction: Why You Need a Guaranteed Plan Life can be unpredictable. You might switch jobs, move cities, or face a medical emergency. As a young professional or a newly married couple, these surprises can throw your budget off track. You want to make sure your family is safe, no matter what. That’s where a life […]
12 Life Insurance Rejection Reasons you must be aware of!
Introduction: Are you concerned about securing a life insurance policy due to health issues? While health is a common factor, it’s not the sole reason for the rejection of the application. This article explores various factors that can lead to life insurance rejection and provides guidance on what to do if any of these factors […]
Types of Life Insurance Plans: Unlock Your Perfect Coverage!
Introduction: As per the government and industry data, at least 100 crore Indians – more than the entire population of Europe are not covered by any form of life insurance. The reason for this huge gap is the lack of awareness about the various types of Life Insurance Plans available in India. In this article, […]